Accident insurance

Life is very interesting and full of different surprises. Sometimes they are not very pleasant and, in the future, result in problems. We cannot protect you from unpleasant surprises, but we can always protect you from the consequences that they can bring.We offer you such a service as accident insurance. Accident insurance will protect you and your family from unforeseen circumstances and compensate for insurance payments in the event of those very circumstances.This type of insurance can be issued for one person, for the whole family or specific family members, as well as for a work team. Accident insurance is the best decision a responsible person can make to protect themselves and their family.Accident – is a sudden and unexpected event of a dangerous production factor or environment that occurred in the process of a person performing work duties or in everyday life, as a result of which a health disorder or death occurred.

Main insurance cases:

• death of the insured person;
• permanent or temporary loss of working capacity;
• traumatic injuries that resulted in disability;
• functional health disorder.

Such insurance events may occur due totraumatic injuries, acute poisoning with medications, various chemicals, both household and industrial, animal bites, burns, frostbite, electric shock. Also, these can be diseases: botulism, tetanus, encephalomyelitis, etc.Taking into account all the above cases, we can summarize and understand that the insured person will receive monetary compensation in cases of death, loss of ability to work or disability.

How does compensation payment take place?

The insurance payment can be calculated in different amounts, it directly depends on the selected insurance option, profession, age, insurance territory, the situation itself that occurred during the accident, the number of insured persons and other features. The calculation of the insurance amount is calculated individually in each case.Payment of the insurance amount:

• In case of death of the insured person – 100% insurance amount.
• When receiving disability, the following is paid:
  Group I – 90% of the insurance amount;Group II – 75% of the insurance amount;Group III – 50% of the insurance amount.
• In case of temporary loss of ability to work:
  No more than 50% of the insurance amount (0.5% of the insurance amount per day).

Take out insurance and be prepared in advance for any unpleasant situations you may encounter.